Meet Your Loan Officer, Portia Noel

Portia’s extensive knowledge of mortgage banking and the local real estate market can be attributed to over 36 years of experience. She started in real estate as a part-time receptionist for a local real estate office while attending school. Portia has used this knowledge to help over 3,000 clients understand their best financing options to ensure a smooth transaction. This dedication and commitment is evident in the comfort level felt by her clients throughout the entire loan process and beyond and has led to her being recognized as a Five Star Mortgage Professional 6 years in a row.

Portia was born and raised in Boulder. After graduating from Fairview High School, Portia attended the University of Colorado where she went on to receive a degree in Marketing. Portia loves the outdoors, spending her free time gardening, running, biking, hiking and skiing with her husband, Steve, their son Justin and daughter Olivia. A passion for the outdoors and ties to the local community led Portia and Steve to found the Fairview High School Mountain Bike Team which has grown to over 50 students.

LOANS FOR COLORADO BUYERS

Conventional Home Loans

Conventional home loans are those not guaranteed or insured by government agencies (like the Federal Housing Administration, the Department of Veterans Affairs, or the U.S. Department of Agriculture). Conventional mortgages are not guaranteed, so any required mortgage insurance is usually paid by the home buyer. Conventional home loans are those not guaranteed or insured by government agencies (like the Federal Housing Administration, the Department of Veterans Affairs, or the U.S. Department of Agriculture). Conventional mortgages are not guaranteed, so any required mortgage insurance is usually paid by the home buyer.

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Jumbo Home Loans in Colorado

Jumbo loans provide an opportunity for buyers to finance luxury homes or properties in hot real estate markets. A jumbo loan is a type of mortgage that exceeds limits set by the Federal Housing Finance Agency (FHFA). You can look up current limits on the FHFA’s website. Loan limits vary by county and state, and can change annually, so it’s important to understand the limits for your area.

If you’re interested in buying a higher priced home, a jumbo loan could be your next step towards home ownership. Many borrowers use jumbo loans when they are searching for homes that are priced higher than the loan limits published by the Federal Housing Finance Agency (FHFA).

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