Cherry Creek Mortgage
Loan Process 14 January 2019

Tips for a Healthy and Happy Retirement

When it comes to retirement planning, there may be anxiety associated with making sure you’re on the right track. Today we’re discussing some ideas to help quell those concerns and make sure you have the right foot forward. Read on for more and contact one of our mortgage consultants if you’d like to learn more about how to improve your retirement plan!

Some of the primary tips we have to offer aren’t necessarily in regards to your finances; studies from Oxford University show that individuals with a greater sense of purpose and meaning live longer and happier lives. Having a fulfilling sense of purpose in your life will give you greater joy, as opposed to constantly looking towards the future to find happiness. Although, it would be negligent not to discuss your retirement plan as well.

It’s important that you have a clear understanding of your retirement finances as this will minimize your stress while helping you to reach your goals sooner. You’ll want this time of your life to be mapped out so that when it comes you’ll have minimal worries. In relation to this, visualizing what you hope for your future will, not only get you excited to be there, but allow you to know exactly what you should prepare for.

According to a Merrill Lynch study, more than 80% of retirees cited health as being the most important aspect of their retirement. Don’t put your mental, physical or emotional well-being on the backburner, as it will be at the forefront when the time comes to focus on truly enjoying and living your life stress free. If you haven’t yet, start exercising and find a healthy activity that you enjoy, even if it’s just walking. With this, it’s also important that you think positively about aging. It’s not something to dread and should be a time filled with happiness, good health and relaxation. However, you should try and maintain some sort of schedule and structure as this is also beneficial for your well-being.

All in all, retirement is a time to look forward to. Being prepared for it only makes it that much better, so get in touch with a mortgage consultant today to outline your retirement goals.