Premier Payment Assurance Program

Life happens, we get that. We want you to buy with confidence and that’s why we offer our Payment Assurance Program on qualifying loans to help if you are laid off.

About the Program:

  • Covers up to 6 months, which can be non-consecutive

  • Coverage last for 2 years, beginning with the closing date

  • Maximum of $1,500 per month and $9,000 total

  • This is a free benefit with no premiums

Qualifying Loans:

  • Government Loans with debt-to-income greater than 40%

  • Conventional Loans with debt-to-income greater than 43% and a loan-to-value greater than 80%

  • All Union Advantage borrowers