A Short Guide for a Healthy and Happy Retirement

There can be a lot of anxiety associated with retirement planning in order to be sure you’re on the right track. To quell some of those concerns, today we’re discussing some ideas to make sure you have the right foot forward. Read on for more and don’t hesitate to contact a mortgage consultant if you’d like to learn more about how to improve your retirement plan!

Some of the tips we have to offer aren’t necessarily in regards to your finances. For instance, our first is moreso in regards to your emotional well-being. Studies from Oxford University show that individuals with a greater sense of purpose and meaning live longer and happier lives; having a fulfilling sense of purpose in your life will give you greater joy, as opposed to constantly looking towards the future to find happiness. Although, it would be negligent not to discuss your retirement plan as well.

It’s important to have a clear understanding of your retirement finances as this will minimize your stress while helping you reach your goals sooner. You’ll want this time of your life to be well thought out so that when it comes you’ll have minimal worries. In relation to this, visualizing what you hope for your future will not only get you excited to be there, but allow you to know exactly what you should prepare for.

According to a Merrill Lynch study, more than 80% of retirees cited health as being the most important aspect of their retirement. Don’t put your mental, physical or emotional well-being on the backburner. It will be at the forefront when the time comes to focus on truly enjoying and living your life stress free, so if you haven’t yet, start exercising and find a healthy activity that you enjoy. It’s equally important that you think positively about aging. It’s not something to dread and should be a time filled with happiness, good health and relaxation. However, it is important that you try and maintain some sort of schedule and structure as this is also beneficial for your well-being.

Retirement is a time that you should be looking forward to, being prepared for it only makes it that much better. Get in touch with a mortgage consultant today to outline your retirement goals.