Premier Mortgage Group
Happy Family
 

HISTORICAL 30-YEAR FIXED MORTGAGE RATES

Historical 30 Year Fixed Rates
1971
1972
1973
1974
1975
Rate
Pts
Rate
Pts
Rate
Pts
Rate
Pts
Rate
Pts
January
n.a.
n.a.
7.44
1.0
7.44
0.9
8.54
1.0
9.43
1.2
February
n.a.
n.a.
7.32
0.9
7.44
1.0
8.46
1.0
9.10
1.2
March
n.a.
n.a.
7.29
0.9
7.46
0.9
8.41
1.0
8.89
1.1
April
7.31
n.a.
7.29
0.9
7.54
0.9
8.58
1.0
8.82
1.0
May
7.43
n.a.
7.37
0.9
7.65
0.9
8.97
1.1
8.91
1.1
June
7.53
n.a.
7.37
0.9
7.73
0.9
9.09
1.2
8.89
1.0
July
7.60
n.a.
7.40
0.9
8.05
1.0
9.28
1.3
8.89
1.1
August
7.70
n.a.
7.40
0.9
8.50
1.0
9.59
1.3
8.94
1.1
September
7.69
n.a.
7.42
1.0
8.82
1.1
9.96
1.4
9.12
1.1
October
7.63
n.a.
7.42
1.0
8.77
1.1
9.98
1.5
9.22
1.1
November
7.55
n.a.
7.43
1.0
8.58
1.0
9.79
1.4
9.15
1.1
December
7.48
n.a.
7.44
1.0
8.54
1.0
9.62
1.3
9.10
1.1
Annual Avgs:
n.a.
n.a.
7.38
0.9
8.04
1.0
9.19
1.2
9.05
1.1
1976
1977
1978
1979
1980
Rate
Pts
Rate
Pts
Rate
Pts
Rate
Pts
Rate
Pts
January
9.02
1.1
8.72
1.1
9.01
1.3
10.39
1.5
12.88
1.6
February
8.81
1.0
8.67
1.1
9.14
1.3
10.41
1.5
13.04
1.6
March
8.76
1.3
8.69
1.2
9.20
1.3
10.43
1.5
15.28
2.0
April
8.73
1.3
8.75
1.1
9.35
1.3
10.50
1.5
16.32
1.9
May
8.76
1.3
8.83
1.1
9.57
1.3
10.69
1.6
14.26
1.9
June
8.85
1.3
8.86
1.1
9.71
1.4
11.04
1.6
12.71
1.8
July
8.93
1.2
8.94
1.1
9.74
1.4
11.09
1.7
12.19
1.8
August
9.00
1.2
8.94
1.1
9.78
1.3
11.09
1.7
12.56
1.7
September
8.98
1.2
8.90
1.1
9.76
1.3
11.30
1.6
13.20
1.7
October
8.92
1.2
8.92
1.2
9.86
1.2
11.64
1.7
13.79
1.7
November
8.81
1.3
8.92
1.1
10.11
1.2
12.83
1.7
14.21
1.7
December
8.79
1.2
8.96
1.2
10.35
1.4
12.90
1.6
14.79
1.7
Annual Avgs:
8.87
1.2
8.85
1.1
9.64
1.3
11.20
1.6
13.74
1.8
1981
1982
1983
1984
1985
Rate
Pts
Rate
Pts
Rate
Pts
Rate
Pts
Rate
Pts
January
14.90
2.0
17.48
2.2
13.25
2.2
13.37
2.3
13.08
2.5
February
15.13
2.0
17.60
2.2
13.04
2.0
13.23
2.4
12.92
2.4
March
15.40
2.0
17.16
2.2
12.80
2.2
13.39
2.4
13.17
2.6
April
15.58
2.0
16.89
2.3
12.78
2.1
13.65
2.4
13.20
2.6
May
16.40
2.1
16.68
2.3
12.63
2.1
13.94
2.5
12.91
2.5
June
16.70
2.1
16.70
2.2
12.87
2.1
14.42
2.5
12.22
2.5
July
16.83
2.1
16.82
2.2
13.43
2.2
14.67
2.6
12.03
2.5
August
17.28
2.1
16.27
2.3
13.81
2.2
14.47
2.6
12.19
2.6
September
18.16
2.1
15.43
2.3
13.73
2.2
14.35
2.6
12.19
2.6
October
18.45
2.3
14.61
2.2
13.54
2.1
14.13
2.6
12.14
2.5
November
17.82
2.1
13.82
2.2
13.44
2.1
13.64
2.5
11.78
2.4
December
16.95
2.1
13.62
2.2
13.42
2.2
13.18
2.5
11.26
2.3
Annual Avgs:
16.63
2.1
16.04
2.2
13.24
2.1
13.88
2.5
12.43
2.5
1986
1987
1988
1989
1990
Rate
Pts
Rate
Pts
Rate
Pts
Rate
Pts
Rate
Pts
January
10.89
2.3
9.20
2.2
10.38
2.0
10.73
2.1
9.90
2.1
February
10.71
2.3
9.08
2.1
9.89
2.1
10.65
2.2
10.20
2.1
March
10.08
2.3
9.04
2.1
9.93
2.0
11.03
2.2
10.27
2.1
April
9.94
2.2
9.83
2.3
10.20
2.1
11.05
2.2
10.37
2.1
May
10.15
2.3
10.60
2.3
10.46
2.1
10.77
2.1
10.48
2.0
June
10.69
2.3
10.54
2.2
10.46
2.0
10.20
2.1
10.16
2.0
July
10.51
2.2
10.28
2.2
10.43
2.0
9.88
2.1
10.04
2.0
August
10.20
2.1
10.33
2.1
10.60
2.2
9.99
2.1
10.10
2.0
September
10.01
2.2
10.89
2.2
10.48
2.1
10.13
2.0
10.18
2.1
October
9.98
2.1
11.26
2.2
10.30
1.9
9.95
2.0
10.17
2.2
November
9.70
2.0
10.65
2.1
10.27
2.1
9.77
2.0
10.01
2.1
December
9.32
2.1
10.64
2.1
10.61
2.1
9.74
2.0
9.67
1.9
Annual Avgs:
10.19
2.2
10.21
2.2
10.34
2.1
10.32
2.1
10.13
2.1
1991
1992
1993
1994
1995
Rate
Pts
Rate
Pts
Rate
Pts
Rate
Pts
Rate
Pts
January
9.64
2.1
8.43
1.8
7.99
1.6
7.07
1.7
9.15
1.8
February
9.37
2.0
8.76
1.8
7.68
1.5
7.15
1.8
8.83
1.9
March
9.50
2.1
8.94
1.9
7.50
1.6
7.68
1.7
8.46
1.8
April
9.50
2.0
8.85
1.7
7.46
1.7
8.32
1.8
8.32
1.9
May
9.47
2.0
8.67
1.7
7.47
1.8
8.60
1.8
7.96
1.8
June
9.62
2.1
8.51
1.7
7.42
1.6
8.40
1.8
7.57
1.8
July
9.58
2.0
8.13
1.6
7.21
1.6
8.61
1.8
7.61
1.8
August
9.24
1.9
7.98
1.7
7.11
1.5
8.51
1.8
7.86
1.8
September
9.01
1.9
7.92
1.7
6.91
1.5
8.64
1.8
7.64
1.8
October
8.86
1.9
8.09
1.8
6.83
1.5
8.93
1.8
7.48
1.9
November
8.71
1.8
8.31
1.9
7.16
1.6
9.17
1.8
7.38
1.8
December
8.50
1.8
8.21
1.6
7.17
1.7
9.20
1.8
7.20
1.8
Annual Avgs:
9.25
2.0
8.39
1.7
7.31
1.6
8.38
1.8
7.93
1.8
1996
1997
1998
1999
2000
Rate
Pts
Rate
Pts
Rate
Pts
Rate
Pts
Rate
Pts
January
7.03
1.8
7.82
1.8
6.99
1.4
6.79
0.9
8.21
1.0
February
7.08
1.7
7.65
1.7
7.04
1.2
6.81
1.0
8.33
1.0
March
7.62
1.8
7.90
1.8
7.13
1.2
7.04
0.9
8.24
1.0
April
7.93
1.8
8.14
1.7
7.14
1.0
6.92
1.0
8.15
1.0
May
8.07
1.7
7.94
1.7
7.14
1.1
7.15
1.0
8.52
1.0
June
8.32
1.7
7.69
1.7
7.00
1.0
7.55
1.0
8.29
0.9
July
8.25
1.8
7.50
1.8
6.95
1.1
7.63
1.0
8.15
0.9
August
8.00
1.7
7.48
1.7
6.92
1.1
7.94
1.0
8.03
1.0
September
8.23
1.7
7.43
1.7
6.72
1.0
7.82
1.0
7.91
1.0
October
7.92
1.7
7.29
1.7
6.71
0.9
7.85
1.0
7.80
1.0
November
7.62
1.8
7.21
1.7
6.87
0.9
7.74
1.0
7.75
0.9
December
7.60
1.7
7.10
1.8
6.74
1.0
7.91
1.0
7.38
1.0
Annual Avgs:
7.81
1.7
7.60
1.7
6.94
1.1
7.44
1.0
8.05
1.0
2001
2002
2003
2004
2005
Rate
Pts
Rate
Pts
Rate
Pts
Rate
Pts
Rate
Pts
January
7.03
0.9
7.00
0.8
5.92
0.6
5.71
0.7
5.71
0.7
February
7.05
1.0
6.89
0.7
5.84
0.6
5.64
0.7
5.63
0.7
March
6.95
0.9
7.01
0.7
5.75
0.6
5.45
0.7
5.93
0.7
April
7.08
0.9
6.99
0.7
5.81
0.6
5.83
0.7
5.86
0.6
May
7.15
1.0
6.81
0.7
5.48
0.6
6.27
0.7
5.72
0.6
June
7.16
1.0
6.65
0.6
5.23
0.6
6.29
0.6
5.58
0.6
July
7.13
0.9
6.49
0.6
5.63
0.5
6.06
0.6
5.70
0.5
August
6.95
0.9
6.29
0.6
6.26
0.7
5.87
0.7
5.82
0.5
September
6.82
0.9
6.09
0.6
6.15
0.6
5.75
0.7
5.77
0.6
October
6.62
0.9
6.11
0.6
5.95
0.6
5.72
0.7
6.07
0.5
November
6.66
0.8
6.07
0.6
5.93
0.6
5.73
0.6
6.33
0.6
December
7.07
0.8
6.05
0.6
5.88
0.7
5.75
0.6
6.27
0.5
Annual Avgs:
6.97
0.9
6.54
0.6
5.83
0.6
5.84
0.7
5.87
0.6
2006
2007
2008
Rate
Pts
Rate
Pts
Rate
Pts
January
6.15
0.5
6.22
0.4
5.76
0.4
February
6.25
0.6
6.29
0.4
5.92
0.5
March
6.32
0.6
6.16
0.4
5.97
0.5
April
6.51
0.6
6.18
0.5
5.92
0.4
May
6.60
0.5
6.26
0.4
6.04
0.5
June
6.68
0.5
6.66
0.4
6.32
0.7
July
6.76
0.5
6.70
0.4
6.43
0.6
August
6.52
0.4
6.57
0.4
September
6.40
0.5
6.38
0.5
October
6.36
0.4
6.38
0.5
November
6.24
0.5
6.21
0.4
December
6.14
0.4
6.10
0.5
Annual Avgs:
6.41
0.5
6.34
0.4

 

Information on this site is subject to changes, errors and omissions.
Copyright © 2008 Premier Mortgage Group

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